Legal insurance free choice of lawyer
Your own employment law attorney, often covered by insurance
Many employees in the Netherlands have legal insurance. What not everyone knows: you have the right to choose your own lawyer through free choice of lawyer and have the costs largely reimbursed by your insurer.
Employers may also have business legal insurance in certain cases. In practice, this occurs less frequently. If you do have a policy as an entrepreneur or SME business, the same right applies.
What does free choice of lawyer mean?
Free choice of lawyer means that in a legal dispute, you are not obligated to use your insurer’s lawyers. You may engage your own specialized attorney. The costs are usually fully or largely reimbursed by your insurer, as long as the dispute falls under the coverage.
When does this right apply?
Your right to free choice of lawyer applies as soon as there is a judicial or administrative procedure. This includes:
- a dismissal procedure at the district court
- a wage claim or dispute over a non-compete clause
- a dismissal application at the UWV, for example in case of economic dismissal or long-term disability
- appeal
Even if the insurer has already deployed its own lawyers, you can still choose a specialized employment law attorney.
What does the insurance cover?
Coverage varies per policy, but generally:
- Attorney fees are reimbursed up to a certain maximum.
- A deductible or contribution may apply.
We are happy to review your policy terms and explain what coverage applies in your situation.
Second opinion through your legal insurance
Many legal insurers offer a second opinion arrangement. This means you can request a second, independent opinion from a specialized attorney at the insurer’s expense. We regularly provide second opinions when clients have doubts about their insurer’s advice.
Why choose a specialized employment law attorney?
Employment law is a specialized field. A specialized attorney:
- knows the procedures at UWV and district court inside and out;
- has experience with dismissal cases, wage claims and non-compete clauses;
- represents your interests, independent of the insurer;
- can provide a second opinion if you have doubts about the insurer’s advice.
Frequently asked questions
Does free choice of lawyer also apply to employers?
Yes, but less frequently. Employers usually do not have legal insurance. If you do have a business policy as an entrepreneur or SME business, you can also choose your own attorney, as long as the dispute falls within the coverage.
What if my insurer is being difficult?
We contact the insurer and refer to applicable laws and regulations if necessary.
Can the intake also take place online?
Yes. An initial consultation can take place at our office or online via video call. You choose what is most practical.
Does this cost me money?
In many cases, the costs are fully reimbursed. Sometimes you pay a limited personal contribution or a maximum applies. We explain this clearly in advance.
Our specialists are ready for you
- A dedicated point of contact
- Tailored strategic advice
- Decisive execution
View our other areas of expertise as well
For whom
We are here for
Employers
From fast-growing companies to international enterprises: we help employers handle employment matters professionally, efficiently, and future-proof.
Employees
For experienced executives, directors, and other employees who want to protect their position and future. In conflicts, reorganizations, or departure arrangements, we ensure you maintain control — discreetly, strategically, and with the best result in mind.
Works councils
For works councils that want to make real impact. In reorganizations, changes to employment conditions, or negotiations with management, we help protect employee interests and increase the influence of the works council.
Expats
For expats in the Netherlands with employment law questions or conflicts. We support expats in the Netherlands with employment law questions and conflicts. From contracts and relocation conditions to dismissal or departure arrangements — we ensure you stand strong and achieve the best result.
Need immediate advice? We will help you further
Would you like to know if your legal insurance covers the costs of an employment law attorney? Contact us. We will quickly check your policy and discuss the possibilities.